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Buyside Wall Street Journal Best for High-Yield Savings

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Buyside Wall Street Journal Best for High-Yield Savings

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Newsweek Vault Best Account Savings

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Newsweek Vault Best Account Savings

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Forbes Best In State Credit Unions

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Forbes Best In State Credit Unions

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COMPARE RATES

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Auto Loans
as low as

5.54%
APR*

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Savings
as high as

4.00%
APY*

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Certificates
as high as

5.00%
APY*

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Credit Cards
as low as

13.85%
Variable APR*

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* View rate disclosures
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WSJ and CNBC Select Editor's Pick Award Homepage Image

Earn up to 4.00% APY toward your financial dreams with our award-winning SmartStart Savings account.

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8 Month Certificate Hero Image

Earn 5.00% APY when you open a 8-month promotional certificate account with Affinity.

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Business Money Manager Homepage Image

Save more for your business with Affinity’s Business Money Manager account.

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AFFINITY FOUNDATION

Transforming Lives. Empowering Communities.

To provide Affinity's members and our communities with solutions to improve financial wellness, educational programs that enable self-sufficiency, and support that ensures access to essential healthcare services. Our vision is to end the cycle of poverty for those we serve.

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FINANCIAL WELLBEING

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Financial Resources Millennials Image
Blog

4 Financial Education Resources All Millennials Need

Financial literacy is a crucial step on the journey to financial wellness. According to a study...
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Blog

Acknowledging Milestones on Your Path to Financial Wellbeing

It is important to have a positive emotional connection with money. Everything you do–...
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Blog

If You're Facing Financial Hardship, Do These Four Things

If you don’t have an emergency fund and are struggling to make ends meet during these...
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Blog

3 Free Tools to Help Better Understand Your Finances

Your relationship with money is important so we put together a toolbox for you to better learn,...
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Blog

The Importance of Starting a Youth Account

In 2022, 64% of Americans said they believe that young adults should be financially independent by...
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1APY = Annual Percentage Yield. APY is effective as of 2/23/2023. The APY is accurate as of the latest dividend declaration date. Dividend rates and annual percentage yield are subject to change after the account is opened at our discretion without notice to you. We do not impose a limit on the amount the dividend rate and Annual Percentage Yield on your account may change. The dividend rate on your account is determined by the credit union. There is no initial deposit requirement to open this account. There is no minimum balance requirement for this account. Fees could reduce earnings on this account. One account per member allowed.

If your daily balance is $10,000 or less, the dividend rate paid on the entire balance will be 3.92%, with an APY of 4.00%. A dividend rate of 1.00% will be paid only on the portion of your daily balance that is greater than $10,000. The APY for this tier will range from 4.00% to 1.12%, depending on the balance in the account.