Earn 8X the National Average2
Whether you’re saving for a down payment, dream vacation, or rainy day, we’re here to help you earn more toward your financial goals with our high-yield SmartStart Savings account.
Earn 4.00% APY on the first $10,000 and 1.00% APY on every dollar after.
No monthly account fees3 or minimum balance requirements.
Your deposits are federally insured by the NCUA up to $250,0004.
2023 CNBC Select Editor's Pick for Saving Accounts
Named "Best Credit Union Savings Account for Deposits Under $10,000" by CNBC Select.
2024 Buy Side Rated for High-Yield Savings Accounts
Buy Side from Wall Street Journal rated SmartStart Savings the “Best Credit Union High-Yield Savings Account for 2024.”
Total Access When You Need It
Enjoy unlimited transfers and withdrawals between your accounts at Affinity or other financial institutions.
Deposit checks, send money with Zelle5, schedule transfers and more with our Mobile Banking App.
Grow your savings faster with direct deposits from your paycheck and receive your funds up to 2 days early6.
HOW TO OPEN AN AFFINITY SMARTSTART SAVINGS ACCOUNT
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