Savings Account Options
Whether you’re saving for a special purchase, building up an emergency fund, or simply saving your pennies for a rainy day, we have products designed to meet your needs. When you bank with Affinity, you’ll always have convenient access to your money.
![SmartStart Savings](/_Assets/images/Savings-Overview/SmartStart-Savings-Overview.png)
SmartStart Savings
The smarter way to save. Jumpstart your savings by earning up to 4.00% APY1 when you open a SmartStart Savings Account.
- Earn 4.00% APY on the first $10,000
- No minimum balance requirement
- No minimum opening deposit
![MoreSavings](/_Assets/images/Savings-Overview/MoreSavings-Account-Savings-Overview.png)
MoreSavings
Start earning up to 2.25% APY2.With four account balance tiers, earn higher dividend rates at each successive tier.
- No minimum opening deposit
- No minimum balance
![Certificates](/_Assets/images/Savings-Overview/CDs-Savings-Overview.png)
Affinity Certificates
Guaranteed returns on your funds. Lock in your rate with terms from one month to five years and rates up to 5.25 APY3.
- Promotional and bump-up certificate options available
- Minimum opening deposits as low as $500
- Flexible term options from 30 days to 60 months